Your first thought when the at-fault driver tells you he or she has no auto insurance is that you will file a lawsuit in the Washington courts to get the money to cover your damages. After all, if you file a claim against your own insurance, the rates may go up.
After a distracted driver crashes into your car in Washington, you expect to get out and trade information so you can make sure he or she is held responsible. Naturally, this includes insurance information because you will want to file a claim and get expenses covered by his or her policy. However, if the other driver does not have at least the minimum coverage, you will have to go another route.
Any car accident can shake up your life, but when you are seriously injured in a crash in Washington, simply making it from one day to the next may be all you can handle. If the other driver did not have an adequate auto insurance policy, concern over who will pay your medical bills and other damages may make the situation seem intolerable. The legal team at Cooney Law Offices, P.S., has helped many car accident victims find solutions in cases like these.